Object becomes the object of a fire insurance can be fixed objects, like buildings, factories, homes and moving objects such as vehicles, cars, boats, as well as moving objects contained within or as part of the object remains in question. Examples of office buildings and moving objects such as office supplies, vehicles and cargo moving objects such vehicles, the home and the household moving objects. Details of fire insurance object objects included in the policy of what is insured and how much insurance.
Objects fire insurance object can be determined or undetermined price at all. In determining the price of fire insurance object object is indeed difficult because not all of it is already known the price, but it is also the price may change during the period of validity of fire insurance. Therefore, in determining the price of the insurance object objects are not so required or not an absolute requirement, although in article 287 Code of Commerce declared as one of the conditions. It is important in fire insurance is how much insurance, given the provisions of Article 289 paragraph 1 Code of Commerce which allows provision of insurance to the full and this must be reflected in the policy.
Each object object fire insurance should be clear where and what the object is bordered by the object. If the bordering buildings, then what is the nature and use of the buildings, is there any influence on the risk of fire to be borne by the insurer and how it affects. If the object of the fire insurance object is a moving object, it needs to be explained as well as to the location and boundaries of the building and stored or buried by the moving object. Fire insurance object objects must be explained worn and used for what the object is. Terms of use or use of this has to do with the requirement that a change in the purpose of the use of risk weighting (Article 293 Code of Commerce). Consequently, if there is a fire that causes a loss, then the insurer has no obligation to pay damages.
0 Komentar untuk "Standard Fire Insurance"